"Oh, how cute!" the visitor said, "So that must be a little bull -- I see the horns starting."
Nope. In cattle, horns have nothing to do with sex. Some breeds have them -- like Jerseys. Clover is a Jersey.
Usually they're removed, as was the case with Silverbell and Marigold, our Jersey cows.
Big Red, our herd bull, is naturally polled (meaning he never had horns.)This is true for most of our Beef Devons . . .
This one in front, though, she's what our neighbors would call 'a horny cow.' Again, nothing to do with sex. She probably carries some Milking Devon genes -- the Milking Devons have horns.
In the local terminology, a cow without horns is 'a muley cow.' (Because mules don't have horns? I don't know.)